.mmroi4{--green:#16a500;--green-br:#00a520;--green-glow:#57db28;--green-dk:#0d7b22;--green-lt:#e0ffe8;--green-bg:#f4fff6;--green-deep:#094915;--ink:#212121;--body:#444;--ch400:#595959;--ch300:#9e9e9e;--muted:#8a8a8a;--line:#e4e4e4;--line-lt:#eee;--grey-bg:hsla(0,0%,98%,.98);--red:#e53e3e;--warn-bg:#fff6e5;--warn-line:#e0a020;--warn-ink:#8a6320;--font:"Barlow","Helvetica Neue",Arial,sans-serif;--font-alt:"Roboto",Arial,sans-serif}.mmroi4 *{box-sizing:border-box}.mmroi4{background:#fff;color:var(--body);font-family:var(--font);margin:0;-webkit-font-smoothing:antialiased}.mmroi4 button{font-family:inherit}.mmroi4 .topbar{border-bottom:1px solid var(--line-lt);flex-wrap:wrap;gap:16px;justify-content:space-between;padding:16px 32px}.mmroi4 .logo,.mmroi4 .topbar{align-items:center;display:flex}.mmroi4 .logo{color:var(--ink);font-size:20px;font-weight:700;gap:9px;letter-spacing:-.01em}.mmroi4 .logo b{font-weight:800}.mmroi4 .logo span{color:#555;font-weight:400}.mmroi4 .logo-img{display:block;height:30px}.mmroi4 .descriptor{color:#9a9a9a;font-size:12px;font-weight:700;letter-spacing:.14em;text-transform:uppercase}.mmroi4 .wrap{margin:0 auto;max-width:1000px;padding:190px 24px 96px}.mmroi4 .hero{margin:0 auto 36px;max-width:760px;text-align:center}.mmroi4 .eyebrow{color:var(--green);font-size:13px;font-weight:700;letter-spacing:.2em;margin-bottom:13px;text-transform:uppercase}.mmroi4 h1{color:var(--ink);font-size:52px;font-weight:900;letter-spacing:-.01em;line-height:53px;margin:0 0 13px;text-transform:uppercase}.mmroi4 .sub{color:#6a6a6a;font-size:19px;line-height:1.5;margin:0}.mmroi4 .chips{display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin-bottom:40px}.mmroi4 .chip{align-items:center;background:#fff;border:1px solid #e0e0e0;cursor:pointer;display:flex;gap:10px;opacity:.55;padding:13px 21px}.mmroi4 .chip.active{background:var(--green-lt);border-color:var(--green);opacity:1}.mmroi4 .chip.done{opacity:1}.mmroi4 .chip.locked{cursor:not-allowed;opacity:.55}.mmroi4 .chip i{align-items:center;background:#e8e8e8;color:#9a9a9a;display:inline-flex;font-size:13px;font-style:normal;font-weight:800;height:24px;justify-content:center;width:24px}.mmroi4 .chip.active i{background:var(--green);color:var(--green-lt)}.mmroi4 .chip.done i{background:var(--ink);color:#fff}.mmroi4 .chip u{color:var(--muted);font-size:13px;font-weight:700;letter-spacing:.09em;text-decoration:none;text-transform:uppercase}.mmroi4 .chip.active u{color:var(--green)}.mmroi4 .card{background:#fff;border:1px solid var(--line);box-shadow:0 0 2px rgba(0,0,0,.15);margin-bottom:36px;padding:0}.mmroi4 .card-head{background:var(--green-lt);border-bottom:1px solid var(--line);padding:27px 35px}.mmroi4 .sect{color:var(--green);font-size:24px;font-weight:900;letter-spacing:.07em;line-height:1.25;text-transform:uppercase}.mmroi4 .sect.grey{color:var(--muted)}.mmroi4 .card-body{padding:36px 35px 33px}.mmroi4 .sect-note{color:var(--muted);font-size:14px;line-height:1.5;margin:-10px 0 30px}.mmroi4 .field{margin-bottom:40px}.mmroi4 .field:last-child{margin-bottom:0}.mmroi4 .field-top{align-items:flex-end;display:flex;gap:24px;justify-content:space-between}.mmroi4 .lab{max-width:608px;min-width:0}.mmroi4 .field-label{color:var(--ch400);display:block;font-size:16px;font-weight:900;line-height:normal;text-transform:uppercase}.mmroi4 .lab .hint{margin-top:2px}.mmroi4 .hint{color:var(--muted);font-size:13px;line-height:1.45}.mmroi4 .field-val{align-items:center;color:var(--green);display:flex;font-size:20px;font-weight:800;gap:5px;white-space:nowrap}.mmroi4 .field-val .unit{color:var(--ch400)}.mmroi4 .val-in{background:var(--grey-bg);border:1px solid #d9d9d9;color:var(--green);font-family:var(--font);font-size:20px;font-weight:800;outline:none;padding:4px 9px;text-align:right;width:65px}.mmroi4 .val-in:focus{border-color:var(--green)}.mmroi4 input[type=range]{accent-color:var(--green);-webkit-appearance:none;appearance:none;background:transparent;cursor:pointer;display:block;height:20px;margin:20px 0 0;width:100%}.mmroi4 .ticks{height:7px;margin-top:-4px;pointer-events:none;position:relative}.mmroi4 .ticks i{background:#dcdcdc;height:5px;position:absolute;top:0;transform:translateX(-50%);width:1px}.mmroi4 .ticks i.major{background:#c2c2c2;height:7px}.mmroi4 input[type=range]::-webkit-slider-runnable-track{background:#e6e6e6;height:6px}.mmroi4 input[type=range]::-moz-range-track{background:#e6e6e6;height:6px}.mmroi4 input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;background:var(--green);border:0;cursor:pointer;height:20px;margin-top:-7px;width:20px}.mmroi4 input[type=range]::-moz-range-thumb{background:var(--green);border:0;cursor:pointer;height:20px;width:20px}.mmroi4 .ends{color:#aaa;display:flex;font-size:11px;font-weight:600;justify-content:space-between;letter-spacing:.04em;margin-top:6px}.mmroi4 .seg{display:flex;flex-wrap:wrap;gap:10px;padding-top:6px}.mmroi4 .seg button{background:#fff;border:1px solid #d9d9d9;color:#777;cursor:pointer;flex:1;font-size:15px;font-weight:700;letter-spacing:.03em;min-width:64px;padding:14px 11px;text-transform:uppercase;transition:all .15s}.mmroi4 .seg button:hover{border-color:var(--green);color:var(--green)}.mmroi4 .seg button.on{background:var(--green);border-color:var(--green);color:#fff}.mmroi4 select{background:var(--grey-bg);border:1px solid #d9d9d9;color:#333;cursor:pointer;font-family:var(--font);font-size:16px;margin-top:6px;outline:none;padding:14px 31px 14px 19px;width:100%}.mmroi4 select:focus{border-color:var(--green)}.mmroi4 .other-in{background:var(--grey-bg);border:1px solid #d9d9d9;color:#333;font-family:var(--font);font-size:16px;margin-top:-26px;outline:none;padding:14px 19px;width:100%}.mmroi4 .other-in:focus{border-color:var(--green)}.mmroi4 .money-in{background:var(--grey-bg);border:1px solid #d9d9d9;color:var(--green);font-family:var(--font);font-size:20px;font-weight:800;margin-top:10px;outline:none;padding:12px 14px;width:100%}.mmroi4 .money-in:focus{border-color:var(--green)}.mmroi4 .badge{background:#fdf6e0;border:1px solid #f0e0b0;color:#8a6d1f;font-size:10px;font-weight:700;letter-spacing:.06em;padding:4px 9px;text-transform:uppercase;white-space:nowrap}.mmroi4 .badge.adj{background:var(--green-lt);border-color:#bde3b8;color:var(--green-dk)}.mmroi4 .calc{color:#9a9a9a;font-size:12.5px;line-height:1.45;margin-top:8px;max-width:600px}.mmroi4 .info{align-items:center;background:#e0e0e0;color:#666;cursor:help;display:inline-flex;font-size:10px;font-style:italic;font-weight:800;height:15px;justify-content:center;letter-spacing:0;margin-left:7px;outline:none;position:relative;text-transform:none;vertical-align:middle;width:15px}.mmroi4 .info:focus,.mmroi4 .info:hover{background:var(--green);color:#fff}.mmroi4 .info .tip{background:var(--ink);box-shadow:0 6px 20px rgba(0,0,0,.18);color:#e8e8e8;display:none;font-size:12.5px;font-style:normal;font-weight:400;left:-8px;letter-spacing:0;line-height:1.5;padding:12px 14px;position:absolute;text-transform:none;top:24px;width:290px;z-index:20}.mmroi4 .info .tip b{color:var(--green);display:block;font-size:10px;letter-spacing:.1em;margin-bottom:6px;text-transform:uppercase}.mmroi4 .info:focus .tip,.mmroi4 .info:hover .tip{display:block}.mmroi4 .warn{background:var(--warn-bg);border-left:3px solid var(--warn-line);color:var(--warn-ink);font-size:13px;line-height:1.5;margin-bottom:24px;padding:12px 16px}.mmroi4 .warn[hidden]{display:none}.mmroi4 .gate{background:var(--ink);margin-bottom:22px;padding:36px 38px}.mmroi4 .gate .sect{font-size:12px;letter-spacing:.14em;margin-bottom:10px}.mmroi4 .gate h3{color:#fff;font-size:26px;font-weight:900;line-height:1.06;margin:0 0 8px;text-transform:uppercase}.mmroi4 .gate p{color:#b8b8b8;font-size:15px;line-height:1.5;margin:0 0 22px;max-width:520px}.mmroi4 .gate-lede{border-bottom:1px solid #333;color:#cfcfcf;font-size:15px;line-height:1.55;margin:0 0 22px;max-width:660px;padding-bottom:20px}.mmroi4 .gate-lede strong{color:#fff;font-weight:700}.mmroi4 .gate-row{align-items:stretch;display:flex;flex-wrap:wrap;gap:12px;max-width:600px}.mmroi4 .gate input{background:#fff;border:1.5px solid #2f2f2f;color:var(--ink);flex:1;font-family:var(--font);font-size:16px;min-width:240px;outline:none;padding:15px 18px}.mmroi4 .err{color:#ff8080;font-size:13px;font-weight:600;margin-top:10px}.mmroi4 .err[hidden]{display:none}.mmroi4 .btn{border:0;cursor:pointer;font-size:15px;font-weight:700;letter-spacing:.04em;padding:16px 34px;text-transform:uppercase}.mmroi4 .btn-primary{background:var(--green);color:#fff}.mmroi4 .btn-primary:hover{background:var(--green-dk)}.mmroi4 .btn-ghost{background:#fff;border:1px solid #d9d9d9;color:#444}.mmroi4 .btn-ghost:hover{border-color:var(--green);color:var(--green)}.mmroi4 .nav{display:flex;gap:12px}.mmroi4 .nav.right{justify-content:flex-end}.mmroi4 .permission{color:var(--muted);font-size:14px;line-height:1.5;margin:0 0 22px}.mmroi4 .rtb{background:var(--grey-bg);border:1px solid var(--line);border-left:4px solid var(--ink);margin-bottom:22px;padding:22px 26px}.mmroi4 .rtb b{color:var(--ink);display:block;font-size:11px;font-weight:700;letter-spacing:.12em;margin-bottom:8px;text-transform:uppercase}.mmroi4 .rtb span{color:#555;font-size:15px;line-height:1.5}.mmroi4 .prefill-banner{border-left-color:var(--green)}.mmroi4 .prefill-banner b{color:var(--green-dk)}.mmroi4 .band{align-items:center;background:var(--ink);display:flex;flex-wrap:wrap;gap:15px;justify-content:space-between;margin-bottom:36px;padding:30px}.mmroi4 .band-l{flex:1;min-width:280px}.mmroi4 .seg.scen{gap:10px;margin-bottom:40px;padding:0}.mmroi4 .seg.scen button{background:var(--ch400);border:1.5px solid transparent;color:var(--ch300);flex:0 0 auto;font-size:12px;font-weight:700;letter-spacing:0;line-height:20px;min-width:0;padding:8px 15px;text-transform:uppercase;white-space:nowrap}.mmroi4 .seg.scen button:hover{color:#fff}.mmroi4 .seg.scen button.on{background:var(--green-br);border-color:var(--green-glow);color:#fff}.mmroi4 .band-eyebrow{color:var(--green-glow);font-size:12px;font-weight:700;letter-spacing:.15em;margin-bottom:20px;text-transform:uppercase}.mmroi4 .band-num{color:#fff;font-size:72px;font-weight:900;line-height:1}.mmroi4 .tangible{color:#fff;font-size:16px;font-weight:600;line-height:1.2;margin-top:20px;max-width:460px}.mmroi4 .band-r{background:linear-gradient(to bottom,var(--ink),#444);border:1px solid var(--green-deep);box-shadow:0 0 5px var(--green);padding:30px;width:320px}.mmroi4 .band-r .band-eyebrow{font-weight:800;margin-bottom:20px}.mmroi4 .band-r .v{color:#fafafa;font-size:48px;font-weight:900;line-height:.95}.mmroi4 .band-r .pb{color:#fff;font-size:20px;font-weight:700;line-height:1.2;margin-top:5px}.mmroi4 .band-r .c{color:var(--ch300);font-size:12px;font-weight:500;line-height:1.6;margin-top:20px}.mmroi4 .stats{display:grid;gap:8px;grid-template-columns:repeat(3,1fr);margin-bottom:36px}.mmroi4 .stat{background:var(--grey-bg);border:1px solid var(--line);padding:21px 21px 31px;text-align:left}.mmroi4 .stat h4{color:var(--green-br);font-size:12px;font-weight:700;letter-spacing:.083em;line-height:1.2;margin:0 0 20px;text-transform:uppercase}.mmroi4 .stat .v{color:var(--ink);font-size:32px;font-weight:900;line-height:1}.mmroi4 .stat .c{color:var(--muted);font-size:12px;line-height:1.2;margin-top:20px}.mmroi4 h2{color:var(--green);font-size:24px;font-weight:900;letter-spacing:.05em;line-height:1.2;margin:0 0 20px;text-transform:uppercase}.mmroi4 .sum{margin:0 0 36px}.mmroi4 .sumwrap{border:.5px solid hsla(0,0%,62%,.49);overflow-x:auto}.mmroi4 .sumt{border-collapse:collapse;min-width:640px;width:100%}.mmroi4 .sumt th{background:#fafafa;border:.5px solid #e8e8e8;color:#444;font-size:12px;font-weight:700;letter-spacing:.075em;padding:10px 9px;text-align:left;text-transform:uppercase;white-space:nowrap}.mmroi4 .sumt th.cons{color:var(--ch400);width:188px}.mmroi4 .sumt th.exp{color:var(--green);width:192px}.mmroi4 .sumt th.base{width:202px}.mmroi4 .sumt td{border:.5px solid #e8e8e8;color:#555;font-size:11.3px;line-height:1.45;padding:5px 9px 7px;vertical-align:top}.mmroi4 .sumt td.t{color:var(--ink);font-weight:500}.mmroi4 .sumt td.v{color:var(--ink);white-space:nowrap}.mmroi4 .sumt td.v b{font-weight:700}.mmroi4 .sumt td.v span{color:var(--ink);font-weight:400}.mmroi4 .sumt tr.total td{background:#fafafa;border-color:hsla(0,0%,62%,.5);color:var(--ink);font-size:14px;font-weight:800;padding:12px 9px}.mmroi4 .sumt tr.total td.cons{color:var(--ch400)}.mmroi4 .sumt tr.total td.exp{color:var(--green)}.mmroi4 .sumnote{color:var(--muted);font-size:10px;line-height:1.45;margin-top:15px}.mmroi4 .drv{background:#fff;border:1px solid hsla(0,0%,62%,.5);margin-bottom:20px}.mmroi4 .drv.open{border-color:var(--green-br)}.mmroi4 .drv-head{align-items:center;background:transparent;border:0;cursor:pointer;display:flex;gap:20px;padding:15px 21px;text-align:left;width:100%}.mmroi4 .drv.open .drv-head{background:var(--green-bg);border-bottom:1px solid var(--green-br)}.mmroi4 .drv-title{color:var(--ink);flex:1;font-size:14px;font-weight:900;line-height:23px;min-width:0;text-transform:uppercase}.mmroi4 .tag{background:var(--green-lt);color:var(--green-dk);font-size:10px;font-weight:700;letter-spacing:.07em;padding:2px 6px;text-transform:uppercase;white-space:nowrap}.mmroi4 .tag.evidence{background:#f0f0f0;color:#777}.mmroi4 .tag.cash{background:#eee;color:#444}.mmroi4 .drv-val{color:var(--ch300);font-size:17.3px;font-weight:900;line-height:1.45;white-space:nowrap}.mmroi4 .drv.open .drv-val{color:var(--ink)}.mmroi4 .drv-body{display:none;padding:0 21px 20px}.mmroi4 .drv.open .drv-body{display:block}.mmroi4 .callout{align-items:flex-start;display:flex;gap:10px;padding-top:20px}.mmroi4 .callout svg{display:block;flex:none;height:24px;width:24px}.mmroi4 .callout p{color:#444;font-size:14px;line-height:1.4;margin:0}.mmroi4 .callout p b{color:var(--red);font-weight:700}.mmroi4 .drv-grid{align-items:flex-start;display:flex;gap:60px;padding:20px 0}.mmroi4 .drv-copy{display:flex;flex:1;flex-direction:column;gap:20px;min-width:0}.mmroi4 .drv-copy h5{color:#444;font-size:12px;font-weight:800;line-height:1.6;margin:0 0 5px;text-transform:uppercase}.mmroi4 .drv-copy h5.g{color:var(--green-br)}.mmroi4 .drv-copy ul{list-style:disc;margin:0;padding-left:18px}.mmroi4 .drv-copy li{color:#444;font-size:12px;line-height:1.2;margin-bottom:5px}.mmroi4 .drv-copy li:last-child{margin-bottom:0}.mmroi4 .drv-copy li b{font-weight:700}.mmroi4 .drv-shot{flex:none;width:295px}.mmroi4 .drv-shot img{box-shadow:0 5px 14px rgba(8,15,52,.12);display:block;max-width:100%}.mmroi4 .drv-shot .shot-ph{background:#eafff0;border:1px dashed var(--green);color:var(--green-dk);font-size:11px;font-weight:700;letter-spacing:.08em;padding:32px 22px;text-align:center;text-transform:uppercase}.mmroi4 .math{background:#fafafa;border-left:3px solid #d9d9d9;color:#666;font-size:12px;line-height:1.5;margin-bottom:12px;padding:10px 14px}.mmroi4 .math b{color:var(--ink);font-weight:700}.mmroi4 .proofline{color:#444;font-size:13px;line-height:1.5}.mmroi4 .proofline cite{color:var(--muted);display:block;font-size:11px;font-style:normal;margin-top:4px}.mmroi4 .disclaimer{color:#a5a5a5;font-size:12px;line-height:1.5;margin:24px 0 0;max-width:780px}.mmroi4 .brandline{margin:56px auto 36px;max-width:760px;padding:20px 0;text-align:center}.mmroi4 .brandline .cl-logo{display:block;height:60px;margin:0 auto 13px;width:auto}.mmroi4 .bl-head{color:var(--ch400);font-size:46px;font-weight:900;letter-spacing:-.01em;line-height:53px;text-transform:uppercase}.mmroi4 .bl-head .g{color:var(--green-br)}.mmroi4 .bl-sub{color:#6a6a6a;font-size:19px;line-height:1.5;margin:19px 0 0}.mmroi4 .social{align-items:center;display:flex;gap:40px;margin-bottom:36px;padding:20px 16px}.mmroi4 .social-q{flex:1;min-width:0}.mmroi4 .social-q svg{display:block;margin-bottom:20px}.mmroi4 .social-q .q{color:var(--ch400);font-size:26px;font-weight:700;line-height:1.1;margin:0 0 20px}.mmroi4 .social-q .who{color:var(--ch400);font-size:16px;line-height:1.5}.mmroi4 .social-q .who b{display:block;font-weight:700}.mmroi4 .tcards{display:grid;flex:1;gap:24px;grid-template-columns:1fr 1fr}.mmroi4 .tcard{background:var(--green-lt);border:1px solid var(--green-br);box-shadow:0 1px 4px rgba(25,33,61,.08);padding:40px 20px}.mmroi4 .tcard b{color:var(--green-br);display:block;font-size:48px;font-weight:900;line-height:32px;margin-bottom:15px;white-space:nowrap}.mmroi4 .tcard span{color:#444;display:block;font-size:16px;font-weight:600;line-height:22px}.mmroi4 .footer-cta{background:var(--green-br);overflow:hidden;padding:80px 40px;position:relative}.mmroi4 .fc-head{color:#fff;font-size:48px;font-weight:900;line-height:1;max-width:604px;text-transform:uppercase}.mmroi4 .fc-body{color:#fff;font-family:var(--font-alt);font-size:18px;line-height:1.4;margin-top:10px;max-width:604px}.mmroi4 .fc-btns{display:flex;flex-wrap:wrap;gap:16px;margin-top:30px;position:relative;z-index:1}.mmroi4 .fc-btns a,.mmroi4 .fc-btns button{align-items:center;border:0;cursor:pointer;display:inline-flex;font-family:var(--font-alt);font-size:20px;font-weight:500;height:56px;justify-content:center;letter-spacing:.5px;line-height:1;padding:16px 32px;text-decoration:none;text-transform:none}.mmroi4 .b-white{background:#fff;color:var(--green)}.mmroi4 .b-outline{background:transparent;border:2px solid var(--green-bg)!important;color:var(--green-bg)}.mmroi4 .b-dark{background:var(--ink);color:var(--green-bg)}.mmroi4 .fc-arrow{bottom:-88px;height:323px;pointer-events:none;position:absolute;right:40px;transform:scaleY(-1);width:162px}.mmroi4 [hidden]{display:none!important}@media(max-width:760px){.mmroi4 h1{font-size:34px;line-height:1.05}.mmroi4 .wrap{padding:136px 16px 64px}.mmroi4 .card-head{padding:20px}.mmroi4 .sect{font-size:19px}.mmroi4 .card-body{padding:26px 20px 24px}.mmroi4 .field-top{align-items:flex-start;flex-direction:column;gap:10px}.mmroi4 .band{padding:22px 20px}.mmroi4 .band-l{min-width:0;width:100%}.mmroi4 .band-r{width:100%}.mmroi4 .band-num{font-size:44px}.mmroi4 .stats{grid-template-columns:1fr}.mmroi4 .drv-head{flex-wrap:wrap;gap:10px}.mmroi4 .drv-title{flex:1 1 100%}.mmroi4 .drv-grid{flex-direction:column;gap:24px}.mmroi4 .drv-shot{width:100%}.mmroi4 .social{flex-direction:column;gap:32px;padding:12px 0}.mmroi4 .tcards{gap:12px;grid-template-columns:1fr;width:100%}.mmroi4 .tcard{padding:28px 20px}.mmroi4 .bl-head{font-size:30px;line-height:1.15}.mmroi4 .brandline{margin:36px auto 24px}.mmroi4 .footer-cta{padding:48px 20px}.mmroi4 .fc-head{font-size:32px}.mmroi4 .fc-btns a,.mmroi4 .fc-btns button{font-size:18px;width:100%}.mmroi4 .fc-arrow{display:none}.mmroi4 .topbar{padding:14px 16px}}